Recruitment from abroad. Fewer than 10 sponsored work visas were granted for this job from July 2025 to June 2026. Home Office
Who does it
ONS · Annual Population Survey · April 2025 to March 2026
37%hold a degree
WomenToo few in the survey to give a reliable figure
Age of debt, rent and other cash collectors
Age profile of debt, rent and other cash collectors
n/p
n/p
27%!
33%!
21%!
n/p
16–2425–3435–4445–5455–6465+
!Small sample: treat with cautionn/p: too few in the survey to publishShow as table
16–24
Not published
25–34
Not published
35–44
27% (small sample)
45–54
33% (small sample)
55–64
21% (small sample)
65+
Not published
Highest qualification
Highest qualification held by debt, rent and other cash collectors
Degree or equivalent!37%
Higher education below degree!3.4%
A levels or equivalent!23%
GCSEs or equivalent!31%
Other qualifications!17%
No qualifications–
Not published
!Small sample: treat with cautionShow as table
Degree or equivalent
37% (small sample)
Higher education below degree
3.4% (small sample)
A levels or equivalent
23% (small sample)
GCSEs or equivalent
31% (small sample)
Other qualifications
17% (small sample)
No qualifications
Not published
Main employers: general public administration activities (14%), activities of collection agencies and credit bureaus (12%), legal activities (7.5%).
How to get in
Hold a degree
37%
as their highest qualification
Apprenticeships
None
none leads directly into this work
Routes in
You can get into this job through an apprenticeship or by applying directly.
Apprenticeship
You could apply to do do a Senior Credit Controller and Debt Collection Specialist Level 3 Advanced Apprenticeship, for example, with a debt recovery company or the courts service.
This can take up to 2 years to complete and combines on-the-job learning and time spent with a training provider.
Entry requirements
You'll usually need:
5 GCSEs at grades 9 to 4 (A* to C), or equivalent, including English and maths, for an advanced apprenticeship
Apply directly
You can apply directly to debt recovery companies for trainee roles. Employers will give you full training if you're taken on.
As part of the job involves being able to handle difficult situations, experience gained in parking enforcement, police, armed forces or security work may be helpful.
To work as a bailiff or enforcement officer for the courts, you may need GCSEs at grades 9 to 4 (A* to C), including English and maths.
More about this route+
Bailiff General Certificate
Before you can collect debts from someone on your own, you need to get a Bailiff General Certificate. If you do not have a certificate, you'll have to work with someone who does and do on-the-job training at the same time.
To get a certificate you'll need to:
successfully complete a training course
be interviewed by a judge to prove you're a 'fit and proper person' without a criminal record or debt
provide an insurance bond to the court - you can take out an insurance policy to cover this
get references from 2 professionals
Training
You can get:
debt collection training from the Chartered Institute of Credit Management
high court enforcement officer training from the High Court Enforcement Officers Association
What you’ll need
pass enhanced background checks
have a full driving licence
be over 18 years of age
Registration and professional bodies
Career tips
Job vacancies can be for permanent staff or self-employed. In both cases, advertised salary rates may include a basic figure plus on-target earnings (OTE) or commission. These depend on meeting individual or company targets. It's important to check what proportion of the salary is made up of OTE.
Routes in are from the National Careers Service job profile for bailiff. Contains public sector information from the National Careers Service licensed under the Open Government Licence v3.0.
The work
ONS · ESCO · O*NET
Typical tasks
receives payment at centralised office or calls on household/business premises
records details of transaction, issues receipt or annotates rent book
reads gas, water and electricity meters
cleans, services and fills vending machines and collects money from meters, vending machines and other cash operated machinery
collects tolls from persons wishing to gain access to private roads, bridges, piers, etc. and operates tollgates to control entry
remits cash, cheques or credit notes to cashier, supervisor or bank, building society or post office
serves summonses and, on court authority, takes possession of goods to the value of outstanding debt
Skills
maintain client debt records
perform debt investigation
analyse financial risk
assess customers
calculate debt costs
communicate with customers
create cooperation modalities
create solutions to problems
enforce customer's debt repayment
facilitate official agreement
handle conflicts
handle financial transactions
have computer literacy
identify clients' needs
Knowledge
debt collection techniques
debt systems
credit card payments
credit control processes
debt classification
insurance law
types of insurance
actuarial science
Suits people who like
Organising and following procedures
Leading and persuading
Outlook
DfE · Skills Imperative 2035
Broader groupThese projections are for sales occupations, a group of 13 jobs that includes debt, rent and other cash collectors.
Change in jobs, 2020 to 2035↓ 12%about 255,000 fewer jobs
Workers needed by 2035671,000including people replacing those who retire or leave
Contains public sector information licensed under the Open Government Licence v3.0. Source: Office for National Statistics licensed under the Open Government Licence v3.0. Occupations in demand and the Employer Skills Survey: Department for Education and Skills England. Immigration system statistics: Home Office. Contains public sector information from the National Careers Service licensed under the Open Government Licence v3.0.
This service uses the ESCO classification of the European Commission.
This service includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. O*NET® is a trademark of USDOL/ETA. This service has modified all or some of this information. USDOL/ETA has not approved, endorsed, or tested these modifications. CC BY 4.0 licence.
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